Build a life of generosity and freedom to follow God wherever he calls you.

Worried about debt? Trying to make smart money choices but feeling torn between saving and giving? Jess and I have been there.

We hit a tough moment over something small—a couch. We thought we could afford it, but when the credit card bill came, we realized we couldn’t. We were spending emotionally, not wisely. That moment made us see we needed a plan—one that balanced being smart with money and being generous.

That’s how we created a plan that has helped us find peace, be generous, and follow God’s lead. We’ve used it for 15 years, and now we want to share it with you.

Freedom:

This isn’t about getting rich. Riches just make you more of who you already are. Generous people become more generous, and greedy people get greedier. Instead, this is about freedom: freedom from debt, bad money choices, and worry. It’s about building a life where you can follow God’s calling—whether that’s in missions, business, or education. God made you unique, with something special to give to the world. This plan is about freeing you to do that.

The plan has three parts:

1. Building a Foundation - Start by changing how you think about money. Spend time in prayer, challenge old habits, and get on the same page with your spouse. Work together to reduce the stress money puts on your marriage. Then, build a clear plan.

2. Focus and Act - Use financial principles that work today—like handling debt, student loans, inflation, and new trends like bitcoin. Take action on what matters most and cut out what doesn’t.

3. Achieve Freedom - The goal is financial freedom to pursue the call on your life. It’s about creating a life where you can walk with Jesus wherever asks you, loving your spouse and your kids, and investing in your community along the way. This phase looks like contentment, fulfillment from walking in your identity while growing and building with God.

More to come on this plan in the coming months. But I want to make it tailored to you. Want to help? Click the poll below and reply to this email with your biggest problem with money right now in your marriage.

Relationships: Disconnection in marriage can sneak up on you, hidden under the weight of packed schedules and endless to-do lists. Jess and I felt it, too—that strain of being busy with everything except truly connecting with each other.

What changed everything for us was being intentional. We started prioritizing a weekly lunch date to talk about the "business of the family"—the scheduling, finances, and plans—all the logistical stuff that needs attention. It cleared the mental clutter and helped us truly connect on our actual date nights. Those evenings became about us—our dreams, our faith, and our relationship—not just another meeting about who’s driving the kids to practice.

What could it look like for you to create intentional space to reconnect with your spouse? To go beyond the simple details of life and rediscover each other amidst the busyness??

Business: Feel behind with AI? I’ve been reading a book “The Ai-Driven Leader” by a friend of mine, Geoff Woods. It has impacted the way I use AI. I’ve learned that I get much better results when I use AI to interview me to help me think outside the box to solve a problem rather than to ask AI to produce random things for me at intern-level results.

Words for 2025: New life.

I believe God has new life for you in 2025. Renewed hope for a dream that was set aside. New babies being born. Or new dreams altogether. What is he saying to you? Want hope but it feels too far away? Or it brings up pain?

Set aside some time to listen to the Holy Spirit about 2025 for yourself and your family - he is the giver of hope.

Have a friend you think might benefit from this journey of financial freedom with us? Share this post!

Thanks for connecting with us. I’m looking forward to getting to know our community better!

-Tim